Advantages of Health Insurance Through Covered California

There can be common misconceptions about obtaining Health Insurance through covered California such as limited plan options, only low-income individuals qualifying, or that only basic medical needs are covered. These are not true though and Covered California makes a great option for many Californians seeking Health Insurance for themselves or their families.

When someone applies for Health Insurance through Covered California, they have access to plan options from top insurance carriers and can choose from carriers such as Kaiser, Blue Shield of California, Anthem Blue Cross, HealthNet, Western Health Advantage, and others.

You can choose the plan, or plans, that best meet your/your family needs, as well as your provider preferences. Members in a household can enroll in different plans from multiple carriers. When enrolling, your coverage is based on the metal tier: Platinum, Gold, Silver, and Bronze are the coverage tiers and HMO, PPO, EPO, and HSA-compatible are the additional plan variations.

Significant premium assistance may be available to make premiums more affordable (based on your household income).

During Open Enrollment or certain Qualifying Life Events you have the ability to change carriers and/or coverage tiers.

How to Enroll in Health Insurance Through Covered California

Covered California enrollments can be done over the phone in about 15-25 minutes. Contact our agency and our Covered California certified agents can help you easily enroll over the phone and be your servicing agent moving forward. You pay no fees to have us as your servicing agent. If you have any existing account with Covered California, you can “delegate’ us as your servicing agent over the phone so we can better assist you. Call today for local help: 916-346-4417.

Tim Coughlin

Tim Coughlin has been a licensed insurance agent since 1984. He and his team have helped over 10,000 small businesses, self-employed individuals, families, and Medicare-eligible individuals compare and enroll in quality health, Medicare, and dental plans in the last 30 years. Mr. Coughlin is a recipient of the prestigious “Soaring Eagle”, leading producer award from the National Association of Benefits and Insurance Professionals as well as the National Quality Award and the National Sales Achievement Award. He has consistently earned recognition as a top-producing broker for Blue Shield of CA, United Healthcare, and Western Health Advantage, and other leading carriers.

https://summitoptimalhealthpartners.com/tim-coughlin-author
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